Invest in NPS

Save Tax & Secure
Your Old Age

Invest Rs.50000 in NPS & Save
Additional tax upto Rs.15,600/- * u/s 80CCD (1B)

This deduction is over and above the deduction available u/s 80C

Start Investing Now

*(For F.Y 2018-19 & for individuals who fall under the highest tax bracket)

What is NPS?

National Pension System (NPS) is a voluntary, defined contribution retirement savings scheme. It is an attempt towards finding a sustainable solution to provide adequate retirement income to every citizen of India.

NPS is regulated by PFRDA, with transparent investment norms, regular monitoring and performance review of fund managers by NPS Trust.

How NPS works?

  • Under the NPS, an investor's savings are pooled in a pension fund.
  • These funds are invested by PFRDA appointed professional fund managers as per the approved investment guidelines in 4 separate asset classes of Equity (E), Corporate Bonds (C) , Government Securities (G) and Alternate Investment Fund (A).
  • These contributions would grow and accumulate over the years, depending on the returns earned on each asset class.
  • Post retirement, individuals will start getting a steady stream of income depending on the size of the corpus built during the accumulation phase.

Benefits of NPS

Additional Tax Benefit

Additional tax deduction of Rs. 50,000 is available by investing in NPS u/s 80CCD(1B) which is over and above 1.5 Lakh tax deduction under 80C


NPS account can be managed from anywhere in the country irrespective of the employment and geography


Flexible option to choose – Pension Fund Manager, Asset Allocation and choice of Automatic asset allocation based on Investment Life Cycle.

Superior Returns

As returns are market linked, NPS has potential to deliver higher inflation adjusted returns

  • Simple Registration process through Aadhaar
  • Instant PRAN allotment
  • Subsequent contribution on a click through OTP based authentication
  • Unique feature of enrolling SIP for NPS contribution
  • Facility of eSign verification, so no need to send physical forms to CRA