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Lend in India’s First Credit Assessed & Rated P2P Platform*
Earn better inflation adjusted returns than traditional debt Lending
Lend NowAbout P2P
P2P is a Peer to Peer Lending platform founded by Achal Mittal and Gautam Adukia who have previously co-founded a successful rental platform ‘Rentomojo’. The company uses technology to match borrowers and lenders and in the process eliminates the margin which is charged by traditional banks and NBFCs, thus, making borrowing cheaper and investing a more lucrative opportunity as compared to traditional Lending avenues.
The company is funded by Matrix Partners, which has invested in some of the marquee companies like OlaCabs, Practo, Quikr and Cloud Nine.
How does it work?
Create an account and Lend money
Your money gets divided across high quality borrowers
Earn consistent & High Returns
Compound your interest or request a withdrawal anytime
Why P2P?
- Trustee & escrow approval mechanism
- RBI certified NBFC
- Funded by Matrix Partners, Kunal Shah (Cred) etc.
P2P Advantage
- Consistent returns with low risks
- No account opening fees
- Effortlessly add & withdraw money
- Earn monthly interest
- Lend lumpsum or via SIPs
Indicative Yields
| SCHEMES Minimum Holding Period (MHP) | FRESH Lending YIELDS (Indicative XIRR) | RENEWAL YIELDS (Indicative XIRR) | YIELDS ON EARLY WITHDRAWALS (Indicative XIRR) | ||||
|---|---|---|---|---|---|---|---|
| YEAR 1 | YEAR 2 | YEAR 3 | |||||
| NIL | 8.00% | 8.00% | WITHDRAWAL REQUESTS ARE ALLOWED | ||||
| 3 | 8.60% | 8.75% | N.A. | ||||
| 6 | 9.00% | 9.25% | |||||
| 12 | 9.25% | 9.50% | |||||
| 24 (Growth)* | 10.00% (Simple Interest) | 10.25% (Simple Interest) | |||||
| 36 (Growth)* | 10.50% (Simple Interest) | 10.75% (Simple Interest) | |||||
| 24 (Monthly Payout) | 9.40% | 9.65% | |||||
| 36 (Monthly Payout) | 9.50% | 9.75% | |||||
| 12 (D. ADV) | 9.00% | 9.20% | 7.25% | - | - | ||
| 24 (D. ADV) | 9.10% | 9.30% | 7.00% | 8.00% | - | ||
| 36 (D. ADV) | 9.25% | 9.45% | 7.00% | 8.00% | 8.50% | ||
*Limited Period Offer as on October 2022
TERMS & CONDITIONS APPLY★Net worth certificate (from CA) is required when PAN level Lending > 10 lacs
★ Marginal Tax rate as per individual tax bracket applicable.
★ No TDS
★ interest payout will happen on 1st working day of every month.
Payout Option Montly Interest Payout / Cumulative Payout at the end of the Pre-defined MHP
How to Lend?
FAQ
1. Minimum bureau score of 625 (Historical Average is 700+)
2. Minimum monthly income of 17.5K (Historical Average is 50K+)
3. New to Credit (NTC) customers are eligible (Historical Average is Below 30%)
4. Minimum APR: 14%
Capped at higher of (1% per month or INR. 20/- per collected installment) after lender's indicative return is met
Head Office: Prudent House, Panjrapole Cross Road, Nr. Polytechnic, Ambawadi, Ahmedabad - 380 015, Gujarat, India.
- [email protected]
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1800 419 5051
Prudent Corporate Advisory Services Limited
AMFI Registered Mutual Fund Distributor
CIN: L91120GJ2003PLC042458
AMFI Reg No.: ARN-9992 (Date of initial Registration; 02 September 2003; Current validity of ARN -26 August 2025)| SEBI Stock Broker Reg.: INZ000293634 | SEBI Depository Reg.: IN DP CDSL: IN-DP-477-2020 | NSE Member Id: 90209| BSE Member Id: 6733 | SEBI Research Analyst Reg.: INH000018115 |SEBI Investment Advisor Reg.: INA000004906 | PFRDA POP Reg.: POP 10092018 | IRDA Corporate Agent Reg. No. CA0869
* Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing.
Prudent Corporate Advisory Services Ltd. (ARN-9992) makes no warranties or representations, express or implied, on products offered through FundzBazar.com. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable. Copyright © 2024 Prudent Corporate Advisory Services Ltd.
