Fixed Asset Allocation portfolios are classified into three broad categories based on the investor’s risk-taking capacity i.e. Aggressive, Moderate and Conservative. In an Aggressive portfolio, the equity allocation will be higher so it will be suitable for investors with higher risk appetite. a Moderate portfolio, on the other hand, is suitable for investors with relatively lower risk appetite wherein equity allocation remains at 70%. Lastly, a Conservative portfolio is suitable for investors with a very low risk appetite, where the equity allocation is 30%.

A fixed asset allocation portfolio will maintain a consistent equity portion throughout and the underlying schemes will be reviewed annually. If the equity allocation increases due to market movement we will rebalance that portion as per our mentioned range, for example, if the equity allocation of 70% in the Moderate portfolio increases to 80% because of the rise in market, we will book profits and bring the equity allocation back to 70% at the end of the year.